You’re looking to save money on car insurance, and you know you have to comparison shop to find the best deal.
You need an auto insurance policy that covers your needs (without going overboard) and doesn’t cost an arm and a leg. Take these steps to make sure you’re getting the best deal:
- Special features
- Safety features
Auto insurance isn’t one-size-fits-all. While you can tailor your policy in several ways, auto insurance breaks down into three main types:
Liability: Covers the other drivers on the road and meets most state’s legal requirements, but won’t protect you if you’re involved in an accident.
Collision: Provides protection against road accidents. If you’re involved in an accident, your insurer will cover all or part of the cost of repairing or replacing your vehicle, depending on your coverage limits.
Comprehensive: Protects you against practically everything else that can happen to your car. That includes damage from natural disasters, vandalism, and theft.
Full coverage is great to have, especially for drivers who frequently park on busy streets, but not everyone needs it. If your car is an older model, typically parked in a garage, or not driven heavily, you may save money by cutting down on insurance.
Not sure what you need? The licensed insurance agents at Gabi can help you choose the perfect coverage level for you!
You can compare policies by contacting insurance providers directly. For an easier way, use a comparison site like Gabi to see multiple policies from nationwide providers in just a few minutes (or less).